Hello. I have just had a,letter from an old account saying they got it wrong and that as I was in a POI when it was checked the cheque would be sent to the company I was with. As the VIA was completed what will happen to the money?

Hello,
Has anyone been sent a letter from consumer information office regarding charges paid during the VIA and a high court ruling last year?

Well done on reaching this milestone. Life only gets easier now. We have learnt from our previous mistakes and never returning to those dark days. Good luck with the future, take care.

Foggy,
Thank you for that, looks like I've alot of reading to do.
Many thanks.

Hello, finally last payment paid and IVA finally? cleared. I am waiting for details about certificate and when practitioners name removed from house deeds. Whilst all this is going on I want to try and start rebuilding my credit history. Could anyone help?, Have details of where I can confirm if nam...

Thanks Melanie
I have been informed that there are no issues with PPI as we never took it out. Do I have to apply for the CC?

Hello and welcome. I found the site before I entered into an IVA. I can concur with all of the above, especially hair_bubbles. Once committed, save all you can and t err y to get the big things done before you're accepted. Once in the money is tight but again, I'm with clearest and couldn't ask for ...

I have been informed that my last payment is due Nov 14 and that the house has been excluded from the agreement.can anyone tell me when I apply for/get the final certificate? Any help is appreciated.

well done, congratulations.

Thanks to everyone for the support, just hope my IP is !!! As always greatly appreciated. Just been told I'm not going until july next year now, great just what you need, more time for the family to worry, but can'twait to get it finished, only 6 short months.
Regards,
Paul.

Melanie, thank you.
Do my best to keep my head down and return with all parts attached....

Thank you, still a way off yet but the months go by so fast when something like this is on the horizon.....
Still should make the end come quicker!!

I am due to go to Afghanistan for 6 months, will the Operation allowance be taken into consideration upon my return, 50% handed over to the creditors?

Many thanks for the help

hi, I am in the military and I have just completed my second SC clearnce, as stated previously, all that required is more info about your finacial history and its all in complete confidence so please do not worry. they are not allowed to discuss this with any other person/office without your express...

they have only eaten 3 and the rest left or buried. what a waste. i have a fairly large allotment luckily and its good to see so many different people all willing to help each other, much like this forum. Just about to embark on the homebrew venture, tried a friends rose wine last night, fantastic, ...