Yes,this happened to us about 13 years ago.Although we couldn't prove it,not only was it sold under market value it never actually was put onto the open market,it was sold to a property developer who made a tidy sum!!

Its a nice idea but don't think this would be allowed!!

I will be getting more than enough for an F&F but my major concern is that they will take the rest of the compensation and still expecting me to continue with my payments,which i won't be able to afford.

I am unfortunately going to loose my job on 1st Oct 09,but i am being given compensation to help me through the next few months while i find a job.Obviously i would like to offer an F&F but how much of my compensation will the IVA take and will they want all of it? (Even though if they did this i wo...

I have just read my reply.

I do not intend it to be flippant or overly light hearted particularly as I understand how difficult it is at these times.

I have found that humour is helpful however sometimes i understand it may be unique to myself[:o)]

Hi You will not receive a back dated request. Once your review comes just fill in a new income and expenditue form, if your DI increases then so will your IVA payments, from that date, not before. Regards which is always nice[:)] and of course by November your expenditure may have changed and as a ...

I take it all back there is such a thing as failure. I just thought about Gordon Brown [:D] I saw this the other day I will try to keep it short. man dies and goes to meet Peter at the pearly gates and notices loads of clocks on the wall he asks peter what they are for to which Peter replies they a...

No, they would not be able to chase you for money after the IVA has finished, and whilst in the IVA they can't do it anyway. I think it is unusual for a creditor not to claim though. Apparently 3 of my creditors did not claim. I only found this out last week and I was quite surprised as there were ...

As has been said the information you have been given is correct. I was in a similar position and now my car is paid off the payments i was making go straight onto my IVA however my expenditure relating to my car increased because of its requirements for extra servicing works MOTs and so on this shou...

in my opinion and experience Synergi are ok[:0] nothing more nothing less I prefered the company we were with before Synergi took over but I thought they were excellent.[:(] Synergi do leave us alone, they have always dealt with any requests not always quickly but usually to our satisfaction. to the...

Indeed well done.

I now have just 24 payments left I really felt a big turning point for myself was getting passed halfway as the amount of payments left to make is less than those you have already made.

David Mond wrote:

Well having supported MUFC tooth and nail from 1953 I always fear the worse.

Only a couple of seasons after my dad was on the books there[:D]

Has as been said it is difficult and scary and a big commitment that may well mean some lifestyle changes but I am now past 36 months of a 60 month term and I can honestly say it was the best thing I ever did. It is not something to enter into lightly and make sure you are aware of all your optiions...

As I am married my IVA was joint but I fail to see how your partners income can be included on this as it is a sole IVA for you for all yuor creditors are aware she may have no disposable income. I am no expert in this area but you would probably have needed to split your expenditure on household bi...

Skippy some of us jumped ship when they took over knowing all to well that borrowong so much could lead to this. we started our own little club called FC United of Manchester or FCUM who are doing quite well in the non league It was a bind to give up mine and my son's season tickets but it needed to...