I could not offer 10,000 lump sum, I was thinking a lump sum followed by regular payments, then I would only manage 2000. creditors are egg halifax about 10k on each. Egg is currently interest free and halifax is charging about 200 a month!! I've just been refused 2 new credit cards, I was hoping to...

Hi Melanie I'm 29, applying to do graduate medicine which is a 4 year course. I owe 19,500 on credit cards. Professional studies loan is provided by one of the high street banks. I may not need much of it depending how the course goes. I'll also be entitled to NHS bursaries, need to check about stud...

I'm thinking about whether to get an IVA before starting university. If i get in I'll be entitled to a professional studies loan also. Its to study medicine but i can't get a professional studies loan with so much debt!
Vicious circle!
Regards
David