Hi I wish it had been that simple as to up the payments slightly and finish my IVA in a year. I had an IVA with the company Blair Endersby, who never replied to any of my calls. Didn't keep me informed of where I was with the IVA and just seemed interested in upping the monthly payments constantly a...

Thankyou for your help so far I have been refused a full tenancy today by the estate agents on the grounds that I am a bankrupt? If it’s the case that I am not bankrupt then can I go back to the estate agents and say that I am in fact not bankrupt, so I can be signed up as a full tenant and not a li...

if institutions see them both in the same light then why have a 5 year IVA cloud hanging over my head and all the payments I have to make monthly, rather than have gone bankrupt 3 years ago and all this would have been over 2 years ago! There no logic in it? what is the benefit of the IVA compared t...

Hi I have been in an IVA with Blair Endersby for the last 3/4 years. I am just in the process of arranging a joint tenency on a new flat with a friend as I have been living with my parents for the last 20 something years and decided it was finally time to move out. Everything has been going smoothly...

I have contacted my Insolvency Practitioner at Blair Endersby and am awaiting a reply. I tried to discuss the situation with an advisor at BE the last time I contacted them by telephone but all he had to say was that I would owe them over £5000 in fees if my IVA were to fail, i was £200 in arrears, ...

I looked through the original paperwork for my IVA last night. The total amount I owed to creditors when I first contacted my IP was calculated by BE to be £17500...The total amount BE are asking me to pay up until 2013 will amount to around £21000 in total. Is this correct that I will have to pay o...

The initial fee requested by my IVA provider on the contract i signed with my IP was for £2937.50. After being in my IVA for 2 years I have so far paid £5000 pounds in contributions. The amount claimed by my creditors at the meeting of creditors was £3239.88. If my IVA were to fail now or I were to ...

Hi thanks for the quick replies. That is what believed would be the case from the start that the IVA would last for 5 years and after that time the remaining debts owed to the creditors would be written off and I would be able to wrap up any payments i owed to BE then. When I asked BE about where th...

I am 3 years into an IVA with Blair Endersby. I missed 2 months payments in the first year because I was between jobs so my monthly payments were increased from 245 to 311 and an extra 2 years was added onto the length of my IVA to cover the payments I missed. BE now tell me they have added another ...