sorry, i should have said thanks before. but im struggling financially and recently have had a child diagnosed with dissability. i have put a claim through and will be getting another £700 extra of child tax and DLA combined. i know this will be put towards the iva, but i really need the money, how ...

yes, im very stressed because my benefits are paid into a different account which is online, the reason for this was to keep both accounts active as after an iva it isn't so easy getting a decent account. will a print out of statement do??

hello all, i havent been on here a long time. i am in iva, this is my 3rd year. is bank statements showing proof of benefits enough or do i need to show the tax credit letters??

i'm scared they'll try to take it and force me to hand some over. its not that i don't want to give it but i wanted to save it for my childs therapy sessions. i feel guilty.

hi all,

i wanted to know should i tell my ip about the new claim of dissability allowance i will be getting for my child. is it classed as income?

hi all, i just wanted to know do i let my IP know about my dissability allowance being accepted because this is for my childs dissabilty. does it count as extra income?

thanks for replies folks!!

thank you for replies.

does this mean i have to remove my name from the accounts that are joined or shall i close them??

hello, i am posting after a very long time. i just found out that as me and my husband have a joint account, he is financially linked to me. now this is causing various problems because he tried to open a banck account for himself and they declined saying as i have pulled his credit rating down and ...

You all forget about the good things you gain by having children. the good definetely outways the bad.

You get all this unconditional love from them without any judgement and during some of the toughest times throughout life their one smile can make it all seem worth it.

I'm so sorry to hear of your news.
I hope your iva can come to an end, as you'll need all your energy to support you husband. I wish you all the best and hope he gets better soon.

Keep us updated.

thankz

i've worked out all my unsecured debts they mount to £20000. my family are in a position to help me now. they have offered £15000 as full and final payment.

what are the chances of this being accepted?

i don't want to be portrayed as a dishonest person, that is not who i am. this is why i'm on this forum so i can get advise on how deal with this particular issue without lying. i've recently spoken to my husbands family members about his debts and they have agreed to pay off his credit cards and pa...

i don't want to disclose that information just yet, but be rest assured its not with David or Melanies company.