I assume there are different agreements for IVA's but I wondered if all IVA's have provision to take breaks from payments? I was under the impression that my IVA company would be able to sanction up to 6 months break in payments providing these were added to the end of the term. Also, I was led to b...

Thak you for the replies. A couple of people (including my former accountant) seem to think I would have been better going down the bancrupcy route and that maybe I wasn't given the best advice in setting up an IVA. My understanding is that bankrupcy follows you around pretty much forever despite be...

I am just over a year into my IVA and was recently given 3 weeks notice of impending redundency. I managed to find another job before I was made redundent but have taken a big hit on my monthly income. I havn't spoken to my IVA company yet but will do very soon. I'm really concerned, I loved the job...