You will need to approach the individual creditors that have put a default on the account. Good luck

Thank you all for your replies. It's been a hard slog! Not simply because one was in an IVA but the administrator couldn't/wouldn't explain exactly certain of the practicalities of running the scheme. As a self-employed individual it was quite difficult and I had to resort to independent legal advic...

Having now completed my IVA and receiving the Administrators "Completion Certificate", do I get a formal Court notice to send to credit agencies etc. If so, how long will I have to wait?

Many thanks for any input.

<center></center>Thank you for your speedy reply. Do I assume correctly that the six year time limit is the period from the date of the IVA being approved? So if the IVA was approved April 2004 and completes April 2009, discharge certificate given say August 2009, the credit files are cleared in Apr...

I am coming to the end of my IVA (hurray!!). My administrator has been more than useless and this is why it is pointless asking him what I need to do to clear my credit files once the IVA is declared over. Do I write to the various credit agencies with a copy of the clearance certificate? What if an...