I have received a letter from an old pension company telling me they are merging with another company and are offering me the opportunity to receive a one off payment from my old frozen pension.(last time I paid into this pension was fifteen years ago, and had forgot all about it) I was wondering wo...

Thanks to everyone for the advice, its been very helpful[:)]

We in the very early stages of the IVA proposal and was wondering is it correct for an IVA firm to ask for a payment before we have agreed anything with our creditors. They called us and put forward a monthly figure which we could afford to pay and then said they needed a payment shortly. Is this co...