Have let Cleardebt know the situation but was still able to make my payment this month.. if i can get another job in time i should be able to pay next months as well

Hello all, sorry it has been so long.. I recently resigned from my job and have already instructed a solicitor in relation to constructive dismissal so my mind is quite full with all that.... I am desperatly searching for another job so that i dont miss an IVA payment. Would any monies I won from th...

I went with cleardebt for my IVA as I had a very low disposable income and other firms wanted at least £200 to even suggest an IVA for me. Cleardebt were briliant, worked really fast and got my IVA approved.

Why dont you call a couple of IVA firms and see what they say - cant do any harm.

I did not send any letters up to my creditors meeting as there was no point as each creditor contacted the IP with how much I owed. I was advised that up to two weeks after the IVA was approved I may still get phonecalls and letters and it was only after that 2 weeks that I should contact my IP firm...

I can also recommend cleardebt they were magnificently fast in dealing with my case and extremely professional. I had a very low disposable income and other firms said I had no chance.. cleardebt came through with gold stars

Heidi glad things are moving forward on a positive note for you - it will all soon be sorted and Melanie is an amazing professional and I am sure she will take good care of you xx

I too was a nervous wreck the night before and the day of my creditors meeting I was shaking, feeling sick and couldnt eat. Smoked like a trooper (wherever that saying comes from) so I know how you feel. I had reassurances from everyone on here and my IP that it would be fine but panic ruled. But yo...

Dont know if any of you know but the creditors are calling me and when I say the IVA was approved on 2nd June they keep asking for the reference number? Now I may be being thick but what is the reference number they need ?

congrats and hoorah...

I believe all the mods were nothing to do with me. I believe my Virgin Credit Card said no, but the others voted yes so they were carried with it.

Thank you all, I am hoping tonight will be the first proper nights sleep I have had in ages... with no worries.. funny enough the phone calls have started again this evening.. I dont even feel stressed just smile sweetly and say my Iva has been approved

yes have just posted wishing you luck on your thread.. am sure it will be good news xx

Hi Tele just wanted to say best of luck for tomorrow xx

Good see I told you was just the nerves... so here goes budgeting starts here... [:)]