I finished June 2015 and got car finance in July 15 to replace my old car. used unbeatable car.com. Also just got a new car from Citroen for my daughter, so yes, car finance can be obtained.

I can't recommend Zebra Money enough. Very good service from Mike Jones. Very quick at getting everything sorted from AIP to offer. Also a reasonable high street rate. It pays to use these brokers as they have contacts within the mortgage companies. I really could not believe how easy the process wa...

The lending policies they had in the past are probably leading them to these decisions now. MBNA were very easy with money in the past and now this is starting to give them a cold. However, i suppose they will say this covers their costs, but i feel it will only add to their problems and also the cu...

Just looked for an old credit card bill from this company. Our bills would have gone up over one hundred pounds between us. I can only see more people defaulting their bills and taking other routes to paying the debt off. Ultimately they are heading to the 3% or 5% minimum repayment. If you have a b...

Unfortunately due to the current climate of the country, cuts and changes were always going to be unpopular.Whatever your political persuasion, Labour had made a mess of our finances. Things had to change and will. I am sure there are more unpopular decisions to come. However, i do feel that Child B...

Hi Freddy,
I am with Cleardebt. Have nothing but praise for them. I know it is difficult, but just try to relax. You have choosen a good company. They will propose the correct IVA for you and help you through your nerves.
Good Luck

Well done debt attack. It is a nice feeling just being a few pounds in credit at the end of the month. We are probably the best off we have been most of our working lives. Not saying i am rolling in cash, but it is nice to have a positive balance at the end of each month and not having to pay any pe...

Hi,
It is not whether it is a good amount or not. It is whether the creditors accept the offer and if you can afford the IVA. It is no good offering to pay 41p in the pound if you can't afford it.
Good luck for the iva

I am with Cleardebt and it took just under 6 weeks from first contact i.e discussing my details and situation right through to IVA acceptance, alot quick than i thought it would be.

Hi, we are with Cleardebt and i would recommend them highly. They were quick and always helpful with any questions we needed answering.

We are with Cleardebt and would not change them at all. Yes being in an IVA can be tough, but after the first year we are use to the constraints of the IVA. Overall, i would say that we maintain a good standard of living and have learn't to keep the spending under control.try to keep some money over...

Hi newstart. I hope all goes well with your IVA proposal. Make sure you read what is written and that you understand it. This will be with you for 5 years. If you have any questions on whats in the proposal then ask your IP (company proposing the IVA) or ask on the board, you usually get answers pre...

My wife just had her CRB done and no problems, so don't worry.

Good post!!!
I had my IVA accepted last May 09. ! year in and i can't believe how quick that time has gone.
Good Luck

MBNA wanted us to do there re payment plan over 10 years, glad there were only a smallish creditor. THey are well known for this. Even when the IVA was accepted, they still persisted for a little while trying to get us to do a payment plan.