Good luck x

Thanks for the info both of you. Much appreciated

Considering an IVA but was wondering how it would affect employment at a later date. May have missed this in my search for info so apologies if this has been covered. The rason I am reluctant to go bankrupt is because I have done book keeping and touched on accountancy at college and although I don'...

Thank you for this post Shaz. ust considering the best options for us at the moment and am swaying towards the IVA just to stop the constant stream of letters through the door. I am really pleased that you have come out the other end in one piece (am slightly envious haha) and hope that we will find...

Thanks for asking this question as I too have the same dilema as you right now but I have read that it stays listed on your credit file for a further 6 years after the IVA has ended. Not sure I could pay off my debts on a DMP within a reasonable time given the amount of debt we have and our income a...

I'm just looking into an IVA myself though haven't actually taken the plunge as yet and I must be honest this does worry me a little. The only thing I would say is that with the amount of debt we have and the expendable income we have too, I'm pretty sure that it would take us 12 years to really get...