yes sorry Jan ur right it is Blair Endersby on paper work it's just when i ring them up they say Bains and Ernst

Many thanks to David Mond and Melanie Giles for your help yes definitely an iva with bains and ernst thanks to everyone who has replied so far it is a great comfort to know there is people like yourselves willing to help

thank you Andydavie and plasticdaft for your kind replys, I thought the money was to be used to maintain the household including iva payment until I find work. I have had a lot of misleading information from bains and ernst including because of redundancy insisting I take a payment break which I nev...

I have been with Bains and Ernst for just over a year. In July of last year (2008) myself and my partner who's income was included on original IVA proposal went our separate ways leaving me homeless with my 10 year old daughter since then i have managed to obtain council accomodation but also been m...