Harry,

Your at the bottom of a steep hill, but little steps will get you to the top and financial freedom.

I know exactly how you feel and can promise you it will get better for you; so long as you stay commited to sorting the problem.

Good luck and best wishes...

Hi and welcome to the forum. Your current account with Barclays should be fine - as far as I know it's only HSBC who close the account of someone in an IVA. Good luck with your IVA - which company are you with? Thanks, that's good to know... and you think they'll let me keep the debit card too? Not...

Hi all [:D], I'm in the very early stages of considering/proposing an IVA. I have just opened a new current account with Barclays (not a creditor). They have given me a debit card and I declined the offer of an overdraft. At the moment my credit score is OK as Barclays were falling over themselves t...