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by SIMONH8606
Wed Jan 11, 2012 5:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: SELF EMPLOYED?
Replies: 5
Views: 1079

thancks for the responses, he should be here any minute so i can show him my iva, and the paperwork etc. will keep you posted.
by SIMONH8606
Wed Jan 11, 2012 5:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: SELF EMPLOYED?
Replies: 5
Views: 1079

my father who is self employed is considering a iva. due to the nature of his work (builder) income varies and so does outgoings, (fuel, accomadation etc). is a iva possible for someone who is self employed with funds that differ each week/month?
by SIMONH8606
Wed Feb 17, 2010 8:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missing Payments and Defaulting on IVA
Replies: 8
Views: 1918

No real reason, rent gone up slightly due to heating costs, vehicle fuel gone up. Im hoping they will review my income and expenses. They have been £383. my new income and expenses work out to £121 surplus. maybe thats why i been struggling and missed a payment. Iv included a copy, please take a loo...
by SIMONH8606
Thu Feb 11, 2010 9:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Missing Payments and Defaulting on IVA
Replies: 8
Views: 1918

Iv reacently missed my 3rd payment in just short of 2 years, im still waiting to hear from my IP to see whats going to happen, any ideas?
by SIMONH8606
Fri Oct 16, 2009 11:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Im currently in a iva with Grant Thornton,
Replies: 1
Views: 768

Im currently in a iva with Grant Thornton, is it possible to give details to another IP to try and get a better "deal", or will it all end the same?
Im currently £1600 in arrears due to a pay rise and overtime.
Sorry if its a silly question, dnt really 100% understand it.
thanks for your time.
Simon
by SIMONH8606
Sun May 17, 2009 10:17 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA wrong decision?
Replies: 41
Views: 3715

sorry, it wilson phillips. just looking through my paper work again, and doing a few sums. i owed £23994. iv paid 12 payments of £340 i need to pay 48 payments of £383 plus £1636 making a grand total of £24100. thats more than i owed in the beginning, and if i have pay rise or work over time im loos...
by SIMONH8606
Sun May 17, 2009 10:04 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA wrong decision?
Replies: 41
Views: 3715

im with Wilson and Phillips,
need two vehicles, one for work and a clean motor to take my daughter out in.
i think im going to ask for a extension on my iva to cover the surplus that i owe them and then i will keep a close eye on my income.
anyone dealt with Wilson and Phillips?
by SIMONH8606
Sun May 10, 2009 9:03 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA wrong decision?
Replies: 41
Views: 3715

12 months into mt IVA and my review has been done. I now need to pay £384 instead of the previous £340. They are also needing payment of £1,636.84 because i had a wage rise 8 months ago and didnt declare it (my fault, i didnt read the small print [:(!]). I simply dont have this sort of money. I live...
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