thancks for the responses, he should be here any minute so i can show him my iva, and the paperwork etc. will keep you posted.

my father who is self employed is considering a iva. due to the nature of his work (builder) income varies and so does outgoings, (fuel, accomadation etc). is a iva possible for someone who is self employed with funds that differ each week/month?

No real reason, rent gone up slightly due to heating costs, vehicle fuel gone up. Im hoping they will review my income and expenses. They have been £383. my new income and expenses work out to £121 surplus. maybe thats why i been struggling and missed a payment. Iv included a copy, please take a loo...

Iv reacently missed my 3rd payment in just short of 2 years, im still waiting to hear from my IP to see whats going to happen, any ideas?

Im currently in a iva with Grant Thornton, is it possible to give details to another IP to try and get a better "deal", or will it all end the same?
Im currently £1600 in arrears due to a pay rise and overtime.
Sorry if its a silly question, dnt really 100% understand it.
thanks for your time.
Simon

sorry, it wilson phillips. just looking through my paper work again, and doing a few sums. i owed £23994. iv paid 12 payments of £340 i need to pay 48 payments of £383 plus £1636 making a grand total of £24100. thats more than i owed in the beginning, and if i have pay rise or work over time im loos...

im with Wilson and Phillips,
need two vehicles, one for work and a clean motor to take my daughter out in.
i think im going to ask for a extension on my iva to cover the surplus that i owe them and then i will keep a close eye on my income.
anyone dealt with Wilson and Phillips?

12 months into mt IVA and my review has been done. I now need to pay £384 instead of the previous £340. They are also needing payment of £1,636.84 because i had a wage rise 8 months ago and didnt declare it (my fault, i didnt read the small print [:(!]). I simply dont have this sort of money. I live...