Hi , I am with GT and had a f &f accepted in April. Having heard nothing since i phoned them, Apparently the hold up is suprise suprise to do with PPI. The Fand F was done because my husband lost his job and we could no longer pay. My mum and dad helped us out with the offer. My query is after 6 mon...

Good news, apparently the modifications sent out to me were an admin error !! The f&f was approved . Not happy that i had a sleepless weekend but over the moon will finally be debt free . Wont hold breath for CC tho got to fill PPI form in . Never taken out any PPI in my life . Would like to say a b...

The proposal was that the creditors accept £2000 as a f and f settlement and as i say i got an email taht day saying fully approved just needed to pay the money. Have sent an email to GT to contact me asap with an explanation . Had been so happy that it looked like after 43 months in iva it was fina...

thank you Foggy, i will do that. I must say that GT have in the past been very good and got me safely through a previous variation when i lost my job. I just can't for the life of me figure out why they would tell me all was approved and then send me paperwork to sign saying i would make voluntary c...

Hi i posted earlier this morning regarding my f &f offer . My parents had offered to help with an offer but it looks like it may have been refused(although on the day i had an e-mail to say it had been approved, but paperwork arrived and says different) the creditor are asking for voluntary payments...

Hi I AM currently in an iva which looks like it may fail.Can i ask my current IP to deal with my bankruptcy (Grant Thornton). Also if my parents were to pay the £1 to buy the title deeds of property would they be liable for the mortgage payments ? thanks

Due to my marriage break up and ex losing his job, we could no longer pay into our iva. My mum and dad kindly offered to make a full and final offer, this was not for any where near the amount owing, but the iva company were quite positive due to our situation we had a good chance of it being approv...

Hi I AM 3.5 YEARS INTO AN IVA WITH MU HUSBAND. Unfortunatley we have split up and my husband has lost his job , so it is likely the iva will fail and i will have to move out of our house with the children. There is no equity in the property. My husband says he has got a private tenancy but when i ha...

HI thanks all for the replies I have mailed my ip and also told the solicitor dealing with the trust. I am waiting for both to get back to me I am not concerned really about what would happen to the money from the property as hopefully my parents will live way beyond the iVA ( 3 YEARS LEFT) my major...

HI Haven't posted for a while Lula i will be joining you on your baby journey! Just coming to trems with the fact that i am expecting my 4 child 20years after the first. I'm only 5 months into our IVA and this was very much a shock My initial reaction was oh my god i need to get rid of it, we can't ...

thanks
i will let them know .It does seem tho thst things don't seem to be very consistant wih what is allowed and what isn't. Don't mind paying a %age just didn't want them to take the lot

x

well done and good luck on your journey x

Hi pog Don't get me wrong we haven't been fine dining or anything Food shopping as been with a calculator etc, but it is definately achievable. Luckily my Hubby can do overtime, so we can always have £150-200 a month on top of our allowance. I am really enjoying the budgeting strange as it may seem ...

hI all Well my first month in the iva as gone fantasically. Even after buying new school uniforms , attending a wedding and a Bad manners gig still had £50 left to put in savings Hubby did do two overtime shifts but in our previous life they would have been swallowed up by debt instead of put to goo...

Hi Graham Didn't your IP tell you to open a new one before the IVA was approved It May have been easier? I have opened 2 accounts with Halifax an easycash which you get no overdratft / cheque book etc but you do get a electron card and pay in and set up dd's but because i opened this before the IVA ...