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by merrypotter
Sun Jan 12, 2014 2:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long can DFD keep me waiting for certificate
Replies: 33
Views: 8408

Hi I finished my IVA in April 2013 and was told 6 month and Im still waiting for closure :(
by merrypotter
Thu May 09, 2013 9:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will my sons DLA affect our IVA even though its not our money, it's our sons benefit ?
Replies: 3
Views: 1471

Hi my daugthers DLA was for her however I never offset it on expenditure therefore lost out massively, so ensure you do it eventually went to her wothin own rights when she reached 16 and we got a variation but for a few year lost outx
by merrypotter
Sat Apr 27, 2013 7:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: last payment
Replies: 6
Views: 1409

Thank you all
by merrypotter
Fri Apr 26, 2013 10:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: last payment
Replies: 6
Views: 1409

YAY my final payment is due tomorrow after 6 long years , this forum as been a god send answering my questions as i have gone along. I have had a few probs along the way but nothing compared to some! I wish you all the very best and will still read posts and answer if I can,thank you for all your su...
by merrypotter
Mon Mar 25, 2013 7:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Certificate
Replies: 6
Views: 1347

Hi, Im with DFD and into my 6th year and my last payment is due 30th april will they do an annual reviw or did they just leave it to finish and check all had been paid in . not sure what to expect x
by merrypotter
Tue Mar 19, 2013 4:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, what happens at the end of the IVA? Is the same annual review carried out ?
Replies: 9
Views: 1698

Hi Im with DFD so would be interested to know what happens next. M final payment has to be made by 30th after a long 6 years in my IVA I have heard nothing yet and the steps to closure and its getting really near now x
by merrypotter
Fri Jan 11, 2013 2:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Anyone recommend DebtFreeDirect?
Replies: 27
Views: 3567

Ihave not any issuses as of yet with DFD and only 4 month left out of 72 but I think I too would have gone with Melanie had I looked elsewhere DFD was the first I looked at , i should have shopped about ( not literlly LOL) too much of shopping got me in this mess!!! good luck
by merrypotter
Sat Dec 22, 2012 8:33 am
Forum: a success story
Topic: LAST PAYMENT MADE!
Replies: 27
Views: 4217

cogratulations 5 more for me very slowly thesefew months will go im sure :) ENJOY
by merrypotter
Tue Oct 23, 2012 6:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: final few payments
Replies: 6
Views: 1492

Thank u x
by merrypotter
Sat Oct 20, 2012 8:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanquis card
Replies: 27
Views: 3854

us too twice in 1 month i presume its because we only have 6 payments to do x
by merrypotter
Sat Oct 20, 2012 4:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: final few payments
Replies: 6
Views: 1492

thanks guys and yes u did make sense an there are 2 as of my last review that hadnt put in a caim its so annoying because they have had 6 years almost to accept, they shoukd be given a certain dealine then its tough if they dont claim. cant believe its almost over the years have gone so quickly . th...
by merrypotter
Sat Oct 20, 2012 8:06 am
Forum: Ask IVA Forum and Industry experts
Topic: final few payments
Replies: 6
Views: 1492

Hi, I have only 6 payments to go in my 6 year IVA , what is likely to happen? will I have a review, do I need to do anything at my end? thanks in advance
by merrypotter
Thu Oct 04, 2012 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: 3 weeks to go and
Replies: 7
Views: 1770

hi well done, april 2013 for me cant wait
by merrypotter
Tue Aug 14, 2012 12:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: meeting the amount
Replies: 6
Views: 1295

yes had all annual reviews had a variation 2 year ago to lower the payment due to daugthers DLA going to her officially . but all reviews show no increase. we also lost all family allowance n tax credits and they never reduced payments . we are just managing to squeeze through only approx 7 monthleft
by merrypotter
Tue Aug 14, 2012 12:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: meeting the amount
Replies: 6
Views: 1295

well,a couple of years ago they said they needed to keep an eye on it but nothing since . yes I should ring them really . thanks
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