Excellent article on this over at Debt Camel, where, it seems the Vanguard IVA's have been transferred to Tim Pope, operating out of Ebenegate. The Insolvency Service have Mr Pope listed as being the principal of his own firm, TJP Insolvency, so maybe he has moved, or there are more smoke and mirror...

Excellent article on this over at Debt Camel, where, it seems the Vanguard IVA's have been transferred to Tim Pope, operating out of Ebenegate. The Insolvency Service have Mr Pope listed as being the principal of his own firm, TJP Insolvency, so maybe he has moved, or there are more smoke and mirror...

Each finance company will apply their own criteria, there is no set 'magic figure'.

It is not uncommon, these days, to have no contact with your actual IP .... I didn't give mine any choice !! But, at the end of the day ... that is where the buck stops.

Are you still with Peter Jackson ? Usually if a firm closes the courts appoint another IP in another firm for the IVA to continue, but Mr Jackson has moved a couple of times from Vanguard to Oakfield Finance ( an associated company) and then to The Iva Advisor ( which I can find very little about ).

They are, indeed at Barrington Road in Worthing ... have a look here ... the VAS might be able to point you in the right direction: https://assets.publishing.service.gov.u ... eet_1_.pdf

HMRC do have a dedicated IVA section, which I suspect might be located at the Finance Division in Worthing. I am afraid that I do not have any contact numbers, but your IP should do.

It might well be that your IP isn't worried, from the point of view of the IVA, but he cannot speak for the finance company funding the purchase! I assume that the IP is happy about including the car payment in your essential outgoings, so it will be allowed for in your income and expenditure calcul...

It is not impossible, but best left to those who know what they are talking about. We have two regular posters who are whole of market mortgage brokers with experience in adverse credit applications and I would suggest getting in touch with one or both to discuss options. They are Ryan Radford and S...

It will be interesting to hear what, if anything, they have been told. The IP has moved about a bit, I don't know if the cases moved with him. And Ebenegate is in the mix as well, although only as a sub contracted administrator.

I have just been given the nod by our friends over at Debt Camel that Vanguard and it's associated companies have been wound up ( effectively closed down). There might be other ripples to follow. Have a read here for the details: https://www.gov.uk/government/news/courts-shut-down-rogue-volume-iva-p...

Wed May 11, 2022 11:09 amNeleh wrote:

I'm shocked had a response within 24 hours, it can all be kept

Excellent on both counts

As far as I am aware, providing that you have been issued with your completion certificate, you are discharged from the IVA and, therefore, not disqualified as a Trustee. The Charity Commission might be worth a call to check.

A few years ago now Payplan, apparently, had a reorganisation and "re-resourcing", since when their service does appear to have gone downhill I am afraid.

Mon May 09, 2022 12:51 pmNeleh wrote:

Have asked the question, don't expect a response for about 10 days if I'm lucky

That's ridiculous --- who are you with ?