everhopeful2011, i feel ur pain :( My hubby being made redundant at end of May, and with a toddler and baby im at a loss what to do.... we have another 41/2 yrs to go...! Our outgoings r increasing, nappies n formula dont come cheap... its making me really stressed but we must try and battle on the ...

Just an update, sadly i have still not recieved any email/call relating to my F&F offer thank you for helping.... i may look at making a formal complaint as i believe that we should not be ignored as at the end of the day, we pay their fees
thanks again
Laura

perhaps he has been on holiday or something, which is why he hasnt come back to me

thank u xx

Hi Kallis, Kind of!!! i have tried speaking to them about F&F offer, i emailed over what we wanted to offer as my husband getting made redundant... heard nothing.... i was advised to contact Declan on here - which i did and on 24th Feb he emailed me back to say he would look into it but have never h...

Hi
I wondered if its possible to change IVA company? And if so, do they keep the money you have already paid in or does it move over with the IVA?
thanks
Laura

thanks you soooo much xx

Hi

can anyone please post a link on where to look for contact details for your IP? I need to try and email her as im not getting much joy through the company im using!
thanks

Hi We had similar only the other day, and the company sent paperwork through - when i read it - it basically was offering bankruptcy and they wanted £1700 to do this plus court costs!!! They dropped in things like government website etc that made us listen to them!!! As you can imagine when they cal...

Hi,
Yes we kept a small part of our PPI claim due to a new baby on the way (albiet only £400) but the agreement is that we add it onto the end of the IVA - so they may just say that too you,
x

Hi Mu husband had an IVA accepted in October 2011. It looks as though he will now be made redundant in the next few months with a payout of approx £12K. At the end of 5 years we would have paid back around £12K of the moneys owed (minus fees) so creditors will get 54p per £1. However what is the lik...

My husband had an IVA accepted last week (yeay) However, this morning he recieved an offer of refund from LLoyds Tsb (his main creditor) saying he will be refunded xx amount by cheque. Ths claim had been submitted for nearly 16weeks - long before we even looked at IVA as a solution. Although, the lo...