Hi Me and my partner are thinking of doing a DMP. I just have a few questions about DMPs before I phone any companies. If someone could help i'd be gratefull. My questions are We have debts with Barclays, Northern Rock, MBNA, Ge money & Halifax, does anyone know whether this creditors will be unlike...

Hi

Just wanted to say that I find this site really helpful and full of great advice. However, I wanted to ask is there a site like this for people in DMP's. This one is obviously in the main dedicated to IVA's, but just wondered if anyone knows of one for people in DMPs

thanks [:)]

hi we were thinking that we were going to apply for an IVA, but having read a few posts on here, i'm not sure its the way to go! We have very little DI if it was based on my partners basic income. We would only have about £20 after all "essential" bills are paid. However this is not the case in real...

Hi

Just a quick question.

If you make afull and final offer during the five years and clear your IVA, does it still remain on your credit record for 5 years or does it get wiped off earlier?[:)]

Thank you [:)] Unfortunately there are other debts, amounting to roughly £40000. I have contacted a couple of IP firms, who have told me we would be eligable of a DMP, but not an IVA because we don't have enough DI. We only have about £200 DI a month. The thing is I wanted to do an IVA because I've ...

Hi [:)] This is the first time writing on the forum, had a read of some posts before but never posted myself. So here goes...... Has anyone heard of RMA? they are the people who are dealing with my Virgin Credit card account on behalf of MBNA. I'm a couple of months behind on my payments to them and...