Yes Margen, you recieve 8k of ppi and feel gutted that keeping 500 quid is probably not allowed. There will be a stampede of request if they allow you to keep the 500 quid.Funny how you chose 500 quid.....mmmm. Clearly the rules sucks and everyone accepts it like been brainwashed. I make my point ag...

well, cccs own Ips obviously interprete ppi cliams as a windfall and not an asset,hence the 500 quid CLAW BACK allowance .Issue still not resolved and reeks of inconsistency.

Well said mole,now we know iva firms are acting against debtors interest on the ppi cliams saga with no legal statue. I now want to know what the Ips as forum experts who contribute here have to say about it. Or is it the inconvience truth too much. This site ought to make representations on this is...

With Cccs a win win situation to all parties for ppi cliams,why are some people so negative here and disagree with this bonanza .Greedy creditors and their agents take note. When the law ruled that iva debtors could cliam ppi,it created a frenzy of greed. Iva firms using stupid statue laws written o...

I am laughing, Stop being so anal Kallis..jesus. Ips or creditors how much they may share the ppi bounty, I really do not care and irrelevant as a help topic unless debtors get some of it.Simplified.[:0] Maybe you and the other one can start a fresh forum topic on it,I promise I chip in so there is ...

I can tell you for a fact if the PPI firm, instigated by IVA companies approaches the Banks with alleged misselling allegations and that it didn't take place, nothing will happen...... I know cos' it happened to me,You'll get a nice letter from the Bank to say there was no ppi charges ever made.That...

PPI firms are bogeyman and worse than Michael myers in Halloween.They charge 40% like Efi used by dfd,now where is my holy water and dagger to sent them back to hell.They are vampires and vermin

Cccs position in allowing you to keep some ppi cliam is incredulous,as said l cannot see dfd offering that.The inconsistency shown on what you can keep or not is nutty.All ips will gobble it up ppi cliams like greedy pacman. The scheme of things is stop debtors from cliaming after f and f. Shame as ...

Creditors in this case should complete the IVA early.Don't dither about it. A five year iva in these cronic high unemployment times...creditors need to have a rethink!! A 3 year IVA is more realistic. They {creditors} aren't the paragon of virtues...cap in hand... they are all borrowing money from g...

Yes, Broke of London, you lose...! I remember tussling with you and others when you insisted that ppi are not for us to keep irrespective of when the cliam was made.I win.So just accept it. I kept quiet till a KO test case could deliver the decisive verdict and it has...reassuringly.A glass of port ...

That is good news Andy,and I think you are the lucky few,I would say that since I first notice this site, more than 4 years ago,you have been post iva for longer than this and had amply time to save and much greater job security than most. The economy and more job losses will mean some will struggle...

Post Iva and ex bankrupt mortgage links..very clear..sit down before you read it. Now why can't Ryan's money website post all this? This is what I wanted to know Kallis, had to find it myself. *Links removed* Interesting but not encouragingly so. Make up your own mind... Now we know the state of pla...

Lem,you are doing a great job in ignoring the facts,I am addressing the poster's sentiment,who is "fed up" after clearing his debt and still treated as if he is't good for loans;it's not whether you want a loan or not,it is not about your case. I find your observation about the debt 'effect' followi...

No one questions the IVA - its medicine for debt.Brillant legislation. Ideally it need not be administered to anyone,like having you belly pumped after falling into the themes. But the IVA follows you for life and affects future credit procurement as it been evidenced with difficulties experienced t...

Yes,Lesley I support the mentoring function of this forum. But let's not lose the facts in the process.We are adults not children. K, I am not been negative....but adopting a qualified Assertiveness....'thinking outside the box'.I don't go with wishful thinking.I only do that with my own kids. I use...