Hello everyone,

Hope you can assist - What`s the minimum one can pay each month on an IVA?

Having done an online calcualtions ended up with disposavle inecome of £148. Debt worth 34k unsecure, 3 creditors, house with no equity, 12 year old car?

Any help will be appreciated. Thanks

Hi artemischild

Halifax are only my mortgage lender and not part of the three creditors I am filing an IVA with.
But as you said to be on the safe side better off with the Co-op and perhaps save the hassle. Thank you.

Hi Everyone, First of all I want to how impressed I am with amount of advise or information you can pick from this site. I am considering going for an IVA after a long struggle of paying my creditors the minimum amount all the time and debt not going anywhere which is causing me endless sleeples nig...