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by footiemad
Tue May 24, 2016 10:24 am
Forum: Ask IVA Forum and Industry experts
Topic: How realistic is a mortgage
Replies: 20
Views: 4903

That's fantastic. Good luck in your new home x
by footiemad
Tue May 24, 2016 10:18 am
Forum: Ask IVA Forum and Industry experts
Topic: McCambridge Duffy Help
Replies: 14
Views: 3294

Good result Goffy. Well done MP!!
by footiemad
Sat May 21, 2016 6:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have just paid my final payment (72). Will unsold timeshare extend IVA further ?
Replies: 5
Views: 2187

If it's a condition in your proposal that you sell the timeshare I would consider asking your IP to propose a variation to have it excluded from the arrangement. They must know that it's incredibly difficult to get rid of time shares. As the others have said your first move is to thoroughly check yo...
by footiemad
Sat May 21, 2016 6:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: I cannot afford increase, tired of struggling, considering stopping the IVA. What should I do ?
Replies: 29
Views: 4751

Our petrol alliowance is £450 per month (justified) and we've never had any issues with this. It sounds to me that your I&E is set up incorrectly if you have to borrow off family for basic needs. I would ask for a full review using realistic figures because 5 years is a long time to struggle.
by footiemad
Sat May 21, 2016 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: McCambridge Duffy Help
Replies: 14
Views: 3294

Try not to worry Goffy. I'm sure Michael Peoples will be able to sort this out for you. Sounds like an admin error to me. I had a 2 month break and it was added on to the end. I actually paid it back over the last 12 months out of my allowances as I didn't want to extend the term by 2 months but at ...
by footiemad
Fri May 20, 2016 10:28 am
Forum: friends corner
Topic: They think it's all over...... it is now.....
Replies: 6
Views: 4024

Saw your post on fb. Soooo pleased for you. Hopefully I'll be in the same situation some time soon. Time to celebrate!!! X
by footiemad
Fri May 13, 2016 2:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just found out I'm expecting twins ! How will an extension, paid for by parents, affect my IVA ?
Replies: 9
Views: 2367

Oh how wonderful. As the others have said it very much depends on the current valuation as to how this will affect your situation. If you are close to the £5k equity mark I wouldn't start any works until after the month 54 valuation. Obviously you could get the plans etc drawn up beforehand so that ...
by footiemad
Fri May 13, 2016 12:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Its here !
Replies: 21
Views: 4063

Yah! So happy for you. Enjoy your hols xx
by footiemad
Wed May 11, 2016 10:18 pm
Forum: friends corner
Topic: Footy's back........Hooraaaay!!
Replies: 228
Views: 50060

Well here we go again, back into the championship. Lots of ups and downs in these 5 years!!
by footiemad
Sun May 08, 2016 7:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Incorrect Calculation on IVA
Replies: 7
Views: 2397

I could be wrong but I don't think this is a mistake. In our iva's we havea joint loan and the full amount shows in both statements.. Hopefully an expert will be along soon to clarify.
by footiemad
Wed Apr 27, 2016 9:53 pm
Forum: friends corner
Topic: iva and savings account.
Replies: 5
Views: 3891

I have run an online savings account alongside my current account with NatWest putting as much as possible in until needed to pay dd's etc. so far I have earned just under £50 in interest. Not a lot but better than nothing.
by footiemad
Wed Apr 27, 2016 12:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Harrington Brooks
Replies: 3
Views: 2055

Had my first conversation with HB since transferring from DLB. So far so good, friendly and efficient.
by footiemad
Wed Apr 20, 2016 7:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency register
Replies: 4
Views: 1994

That's brilliant!
by footiemad
Wed Apr 20, 2016 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Variation meeting in a few days!
Replies: 35
Views: 7341

So pleased for you!
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