Is it possible that I can refuse to receive my inheritance that I have found out I am due so the rest of my family aunt/uncle/brother can get it instead of it going to the IVA as myself and my brother are due my father's share as he passed before our grandmother died

I will do and thanks for the help

Well my proposal has now been signed and sent wish me luck my creditors agree and I can start getting my life back on track.

Well I've now had things explained more clearly to me explain that there is very slim chance that I'd get a remortgage and would just get an extension and I am having a revised proposal sent to me minus the utility company

Thank you Lisa I am currently on hold yet again today with credit fix this is the 6th time I've tried calling today wasted most of my work breaks.

No its always paid by direct debit each month so confused as to why it was included possible it's because of the home network group

Thank you kallis that has lifted some of the weight off #128402; now I just need them to remove my utility company from the proposal so my gas n leccy don't get cut off.

I am about to start an iva with credit fix and they mentioned about remortgages the problem is that I am 50% owner with my girlfriend who owns the other 50% my debt is 30k and I've been offered repayments of 107 but from what I can work out even at 85%ltv the remortgage wouldn't cover the remaining ...