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by Francesca
Wed Jan 03, 2018 2:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditfix
Replies: 10
Views: 5831

Hi. I am with CF. I have been offered to do my review online but refused and done it by post. Hi francesca, how did you find the review with CF? I have just been transferred over to them and my review will be due soon. I'm quite nervous about it as it seems very different from my previous reviews a...
by Francesca
Tue Jan 02, 2018 8:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditfix
Replies: 10
Views: 5831

Hi. I am with CF. I have been offered to do my review online but refused and done it by post.
by Francesca
Sat Nov 18, 2017 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: yearly review Creditfix
Replies: 13
Views: 3950

Hi guys. Hope u r all well. Cant believe its almost a year since started my journey!!!! Just had my yearly review with CF and thought I will share my experience, maybe someone will find it useful. So first all all it was all super quick!!! During the phone call I didn't agree to do it online, which ...
by Francesca
Mon Oct 16, 2017 9:34 am
Forum: how are you coping?
Topic: A few months and already struggling
Replies: 3
Views: 4696

Hi. Sorry to hear u r struggling..from what I know the highest amount per two people can be 335£.
by Francesca
Tue Sep 12, 2017 10:59 am
Forum: IVA approved!
Topic: Worried my iva wont be accepted
Replies: 19
Views: 49800

Wishing very best of luck. I am with CF, my advice, any issue during your IVA, contact straight your IP, as their customer service is useless and never gets back to you. Also on the day of our meeting we rang them an hour after meeting as we couldn't wait any longer. Been told they were "just about ...
by Francesca
Fri Sep 01, 2017 9:17 pm
Forum: tips for IVA success
Topic: All Agreed - best tips?
Replies: 9
Views: 6719

Thanks for the idea Luluj. Definitely going to do the same x
by Francesca
Fri Sep 01, 2017 7:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

Foggy wrote:
Meals at work have a guideline of £42 per person max (at 2015 rates). From memory I was allowed £35 and didn't have to offer proof to my IP.
The guideline I have got shows 33 per person. No idea what year. Found online. Thank you all for answering my questions x
by Francesca
Fri Sep 01, 2017 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

Thank you. Will they accept Just simple receipt from the til as the proof?? It depends on what you are evidencing. Something like kids clothes you will be expected to stay within guidelines. Kid's special diet on medical grounds, for instance, you will need to show evidence of the cost. And meals a...
by Francesca
Fri Sep 01, 2017 5:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

kallis3 wrote:
I don't know - you can also try bank statements? Don't forget such things as dental and prescriptions.
Thank you
by Francesca
Fri Sep 01, 2017 5:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

If anyone would share experience with Cf would be very grateful x
by Francesca
Fri Sep 01, 2017 5:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

Thank you. Will they accept Just simple receipt from the til as the proof??
by Francesca
Fri Sep 01, 2017 5:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Expenditure guidelines for 2017?
Replies: 15
Views: 1879

Hi guys. Is there any difference between each IPs (companies) and the amounts they allowed and if for example in my very first expenditure meals at work weren't included I can include them in my next review (we both work full time)? And why our kid wasn't included (for clothing, hobbies?)
by Francesca
Mon Aug 21, 2017 8:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: child tax and payments
Replies: 7
Views: 847

If there was tax overpaid post IVA and this was an error then the money should go back to you. You can then repay the money borrowed and that should be that. Thank you Michael. I know i asked already. Took ages to hear anything from Cf. Decided to contact my IP directly and as we hoped they let us ...
by Francesca
Fri Aug 18, 2017 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: child tax and payments
Replies: 7
Views: 847

Thank you so much Foggy. Just one more thing. Tax been paid while on IVA already so they kind of aren't our debtor when we started IVA. We knew it will be paid back to us as we knew its a mistake. Just hoped Cf will cooperate with paying back my in laws
by Francesca
Fri Aug 18, 2017 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: child tax and payments
Replies: 7
Views: 847

When i started IVA i had part time contract. Then after 2 months been given full time (thats why had to put my baby at the nursery). I called Cf straight after all changes happened but they said we will sort it out at the review. Does it mean any spare I should pay to them anyway?? And also money bo...
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