Hi. Hope you are all well. Got a question about what might happen in the future. At the moment I am receiving a child tax credit because we are both on a low income and our baby age 2 attends the nursery. Thanks to that we got some spare money each month (at the moment using it to pay back family me...

Ring them. I couldn't wait any longer and rang my IVA company (about 2-3h after meeting). Been told I've been accepted and they were 'just about to ring me" . Best of luck

Hi Nikita. We are still waiting for the news. Just sent papers back to accountant who deals with our repayment. I know money will be transferred from hmrc to his account and then to us or directly IP. Will keep u updated as soon I know more.

So 54months left x 120 we paying now gives 6480. 6500£ would be accepted? Do I get it right?

Thank u Foggy x

Just read some post about F&F offers, make me think...we originally owe 10 730 (around), agreed for 120£ monthly so far, we are renting. If family member would like to help, what F&F offer would be accepted? Paying since February, so only 720£ paid in. Tried to figure it out from former post but its...

One more question guys lol does it make any difference if the tax from self employed was April til October last year I think (around 670) so that's before the iva and the current employment tax is less then 500? Thank you

Thank you. You are all always so helpful

I wana cry hahah we were on IVA already Michael, so family was our only option to pay it. Is that any difference that money won't be transferred from hmrc directly but to accountant, them will take any fees and transfer rest to us

Hi guys. Hope you are all well. I was wondering if anyone was in similar situation. Just got the letter from my husband ex accountant that he overpaid his tax while been self employed. Is due to get tax repayment. Over 1000£. We are with creditfix. To pay his tax we had to borrow money from family. ...

Remember all those posts about how easier things will be after my IVA being accepted. Unfortunately last 5 months, all negative posts about creditfix, their poor customer service, give me maybe not as many but still some sleepless nights

As Foggy was always saying the biggest issue with CF is communication. Maybe some of you remember I had a problem about tax rebate I haven't noticed at first. Taking advice from you I emailed CF. CService emailed me back someone will contact me about it but I didn't hear anything since. Been on phon...

Thank u all for help x

Hi Peter. I am with CF from January and still getting letters and phone calls from BC. Actually I used to, they stopped when I gave them a call myself as CF was useless in that matter. And in my case had same problem with Natwest. Different figures then I thought but CF said those are what they foun...

Hi. Got the appointment booked to join my husband account with TSB. Are they gona do credit check on me? I am on IVA. Using the account for my wage already but want my name on it. Thank you very much for the answer