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by David Mond
Thu Sep 10, 2015 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Redundancy
Replies: 35
Views: 7560

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy As there appears to be an insurance policy in place you will need to resolve this directly with them especially if the policy covers for a defined period of time. Under normal circumstances...
by David Mond
Wed Aug 05, 2015 2:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy David Thanks for what you have posted and being willing to stick your head above the parapet (in the words of another IP) - from someone who is a client of an IP that is now very remote tha...
by David Mond
Wed Aug 05, 2015 2:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by stevef100 Hi Barbera.05, It's the conflict of interests that exist here. I know David has attempted to clear it up, but it's still a very grey (and unregulated) area. I am happy that David has also sta...
by David Mond
Tue Aug 04, 2015 5:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by ST1100 What I meant, Foggy, was impartial to any other companies that do or do not recommend you go to for PPI or anything like that. ST1100, Guidelines for items such as fuel can be exceeded if there ...
by David Mond
Tue Aug 04, 2015 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy Its called secondary usage that may not be compatible with the primary purpose or legal basis for which the data was originally obtained for and it is not clear whether this is voluntary or...
by David Mond
Tue Aug 04, 2015 1:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by stevef100 Money Mayday Ltd, owned by your son, which also has you as a former director. I feel that should be made clear to your impecunious (as you so eloquently put it) clients. You don’t want to loo...
by David Mond
Tue Aug 04, 2015 1:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

stevef100 Sorry for the delay in response but I have been travelling. I note that you have not taken up my offer in my last post to contact me. I am unsure as to your motives for attempting to undermine ClearDebt by questioning an entirely legitimate service which has benefitted a huge number of cus...
by David Mond
Fri Jul 31, 2015 11:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

Sorry my email address is:

david.mond@cleardebt.co.uk
by David Mond
Fri Jul 31, 2015 11:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt, the joke its becoming
Replies: 34
Views: 8541

Dear stevef100, You negative comments really are baffling to me. I do not see how you can possibly perceive it to be a bad thing for a company to offer a service, free of charge, which offers those who are in financial difficulty and on a tight budget the opportunity to save money. Yes my youngest s...
by David Mond
Fri Jul 24, 2015 10:39 am
Forum: Ask IVA Forum and Industry experts
Topic: I am so confused and really need some help
Replies: 36
Views: 9963

Dear Barabara, Thank you for e-mailing me. I will review your case today and revert back to you shortly. Just for the benefit of the others reading this post, the letter stated:- “ On Friday 20th March 2015 your creditors agreed to a mass variation that will now allow me to close your IVA and issue ...
by David Mond
Thu Jul 23, 2015 8:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is it normal practice for an IVA company to ask you to pay in full before a F & F ?
Replies: 7
Views: 2370

Hi Madchiild, We ask for funds in F&F which are held in our Clients Account. We advise creditors that we hold such funds and following approval of the settlement the funds are then transferred into the IVA. If the F&F offer is not accepted the funds are returned without any deductions. In my experie...
by David Mond
Thu Jul 23, 2015 10:41 am
Forum: Ask IVA Forum and Industry experts
Topic: I just don't understand settlement policies of our IVA company
Replies: 26
Views: 5580

Dear Thenameisnomax, I would be grateful if you could e-mail me directly (david.mond@cleardebt.co.uk) with your contact details and I will be happy to review for you once I have been able to establish the specifics of your case. I’m sure we will be able to work together to find a sensible solution f...
by David Mond
Tue Jun 30, 2015 4:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra income / earnings
Replies: 35
Views: 5375

lifenoteasy - please explain what issues or problems you are having with your IVA provider?

Regards

David
by David Mond
Tue Jun 30, 2015 4:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra income / earnings
Replies: 35
Views: 5375

Quick update – I’m glad to say this issue has now been amicably resolved. Having reviewed the poster’s case, although my staff had been using the correct method for calculating allowances, they had unfortunately made an oversight during their calculations leading to a discrepancy in the figures. I h...
by David Mond
Mon Jun 29, 2015 8:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra income / earnings
Replies: 35
Views: 5375

I have received an email from the poster and I am awaiting the file to look into this.

It should not be long.

Regards

David
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