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by David Mond
Sun Jun 08, 2014 10:13 am
Forum: Ask IVA Forum and Industry experts
Topic: DRSP saga goes on and on
Replies: 7
Views: 2669

Gillian has made contact and the matter is in hand.

Good idea plastidaft - I will look into that.
by David Mond
Thu Jun 05, 2014 9:29 am
Forum: Ask IVA Forum and Industry experts
Topic: DRSP saga goes on and on
Replies: 7
Views: 2669

Hi Andy

I will as soon as "Gillian" makes contact.

Regards

David
by David Mond
Thu Jun 05, 2014 8:52 am
Forum: Ask IVA Forum and Industry experts
Topic: DRSP saga goes on and on
Replies: 7
Views: 2669

Hi Gillian – my details are in the experts section.

Please contact me directly and I will look into it for you.
by David Mond
Mon May 19, 2014 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Anyone with Clear Debt who can help me overcome delay in receiving completion certificate ?
Replies: 37
Views: 9293

Thank you Melanie for bringing this matter to my attention. I am sorry for not responding sooner – I was unaware of this thread which is why I had not responded and not for any sinister reasons which Andy seems to be insinuating. The number of complaints I have received regarding DRSP Limited (DRSP)...
by David Mond
Wed Feb 19, 2014 1:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: As we have equity in our property we have been asked to extend our IVA for another 2 years.
Replies: 55
Views: 7580

Thanks Melanie for your good words and offer of assistence. I am still in correspondence by email with Olivia and her husband. I received a further email from them today which at the end stated: "Once again, thank you very much for your assistance, and we hope to be able to come to an amicable solut...
by David Mond
Mon Feb 17, 2014 4:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: As we have equity in our property we have been asked to extend our IVA for another 2 years.
Replies: 55
Views: 7580

Olivia, I do not propose to go into specific details of your IVAs on this public forum, as I have contacted you directly to discuss the specific details with you now that I have identified your case and who you are. I will say, however, that neither your own or husband’s IVAs were Protocol type case...
by David Mond
Fri Feb 14, 2014 12:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: As we have equity in our property we have been asked to extend our IVA for another 2 years.
Replies: 55
Views: 7580

I will be looking into this and respond early next week
by David Mond
Sat Feb 01, 2014 9:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Asked to remortgage by Cleardebt at more than the 85% of LTV which my proposal states.
Replies: 16
Views: 2963

Hi Jase75 - just catching up.

Thank you for your kind comments about ClearDebt.

Please can you send me an email with your details and I will investigate the matter immediately so that I can give you a definitive response.

Best wishes

David
by David Mond
Thu Dec 19, 2013 8:41 am
Forum: Ask IVA Forum and Industry experts
Topic: STATEMENT BY CLEARDEBT
Replies: 22
Views: 6796

Hi everyone, Just completed an early morning meeting with my team here in Timperley. I am glad to report that we are currently taking this action upon receipt of the debtor’s final contribution and advising them within the report that the only purpose for keeping the case open is for PPI mis-selling...
by David Mond
Thu Dec 19, 2013 6:51 am
Forum: Ask IVA Forum and Industry experts
Topic: STATEMENT BY CLEARDEBT
Replies: 22
Views: 6796

Interesting point Foggy as to whether one could consider that whilst the IVA has been completed as far as the debtor is concerned but because of the bank creditors (or other creditors) actions in asserting set-off where there is no set-off and the IP cannot complete the case whether any windfalls fr...
by David Mond
Wed Dec 18, 2013 5:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: STATEMENT BY CLEARDEBT
Replies: 22
Views: 6796

Thank you Melanie, if you or Paul wants to chat it through with me feel free to ring.
by David Mond
Wed Dec 18, 2013 5:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: STATEMENT BY CLEARDEBT
Replies: 22
Views: 6796

Dear All, It is with regret that I must inform you all that the assignment process pioneered by ClearDebt Limited over the past 12 months is now being withdrawn with immediate effect. Unfortunately, legal advice can and does change and I have now been given a conclusive argument by Senior Counsel as...
by David Mond
Wed Dec 18, 2013 5:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: STATEMENT BY CLEARDEBT
Replies: 2
Views: 2038

Dear All, It is with regret that I must inform you all that the assignment process pioneered by ClearDebt Limited over the past 12 months is now being withdrawn with immediate effect. Unfortunately, legal advice can and does change and I have now been given a conclusive argument by Senior Counsel as...
by David Mond
Fri Oct 04, 2013 10:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Melanie Giles Insolvency Practitioner of the year
Replies: 71
Views: 8748

May I add (as last years winner) my own congratulations too.

Well deserved and should have been given years ago.

Well done.

Regards

David
by David Mond
Fri Oct 04, 2013 7:08 am
Forum: Ask IVA Forum and Industry experts
Topic: I recently paid a PPI repayment of £2221.00 to my IP who took 35%. Is this fair ?
Replies: 6
Views: 1767

Jacqui C - establish who received what. The IP cannot have taken 35% and would only receive 15% of the monies he/she receives into your IVA estate (if it is a Protocol compliant one).

Presumably the 35% is what the Cliams Management Company has taken.

Little miss trouble - are you in an IVA?
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