My inheritance was paid directly to my IVA company by my solicitor as I had to sign a form to declare I was in an IVA. It was deemed a windfall under the terms of my IVA

Hi. I just did another fixed rate mortgage with the same provider.

This might help

https://debtcamel.co.uk/statute-barred-debt/

I have an IVA with Grant Thornton now Aperture since February 2011. It s fair to say that I have had no problems with them. I have never spoken to my IP but found if I rang customer services my issue was dealt with promptly. I have emailed them on occasions, and a response can take longer than my pa...

Hi. I have an IVA with aperture. Ring them instead of emailing them, they are very proactive by telephone, so you will get all your answers in a phone call. I suggest you ring them tomorrow.

Please don't get upset. The professionals will answer soon and point you to some people who have helped others get a mortgage

I was able to lease a car through my work and had permission from my IVA company, as long as my IVA payments remained the same and were not affected

it is

ivacustomerservices@aperture.uk.com

My phone IVA company didn't contact me so I rang them and they wanted my mortgage redemption and 3 valuations to assess if there was equity in my house. I would ring your IVA company to see if you need to do the same

Hi Michael. Aperture accepted the challange to use the calculation in my favour and I have overpaid my IVA so it finishes on 28.1.17; having paid for 5 years and 11 months. No 12 month equity is being applied. Thankyou for your help and advice

Omg, not only have aperture accepted the challange to use the old calculation, but I have overpaid so my IVA will complete at the end of this month. I cried! Whilst a 12 month DMP and 5 year & 11 month IVA has been rough, it hasn't been that rough. I may not of had a holiday or been able to replace ...

Hi. So as expected today I received a response to my house valuations and equity release and calculation used is that in favour of equity greater than £5,000. Just spoken to customer services to ask for the calculation and confirmed as the IVA favourable calculation. Told her of the calculation used...

Hi Foggy I agree as the calculation is that used for my house when I wanted to lower my iva payments when I lost my disability benefit, so I will challange them if they use the other calculation. Dare not get excited yet but will let you know what they say. I have submitted my house valuations and m...

Ppss my IVA started in 2011 and had a 12 extension due to northern rock so the six years is up 28.2.17 then the equity 12 months kicks in until end Feb 2018

The notes of the initial mtg with CAB which is on grant Thornton headed paper states "outline IVA treatment of home. 2. If the amount of the equity or net worth - after remortgage costs - is under £5k, again there will be no additional amount - over and above the regular monthly contributions - to p...