Hi Josu, think the initial period was for 6 months so that they could establish payments were being made, and if there no defaults, would continue and review for the same reason every six months.

Whilst I was working at CAB recently, I did the same as you and filled in an income and expenditure form which showed the client could only pay £5 per week, and Wonga accepted this and froze interest. Hope this helps...

Enjoy your rewards Rich, an excellent read x

Hi Terry
I think you will do one lot of accounts from April to Aug with your old UTR and another from Aug to March with your new UTR. I cannot answer the bit about the OR I'm afraid cos I don't know.

As far are as I'm aware, they are not published in any newspapers...

Here he is Hi, my name is Ryan Radford. I have been in the Mortgage industry for over 18 years and currently run Zebra Money Centre with an experienced team. We specialise in helping people who have experienced problems in the past, obtain a Mortgage. I also have over 10 years experience of helping ...

Hi Mothergoose, Welcome I know that telling you not to worry is easier said than done, but please let us all help. Most of us have been in exactly your place and we know its not easy, in fact I personally found this the hardest part, with all the What ifs rolling around in my head. Soon everything w...

A DRO may be possible if his disposeable income is less than £50 per month. These can be arranged through your local CAB and will cost £90. Hope this helps
The closing ceremony is rubbish by the way[:)]

http://www.ico.gov.uk/ESDWebPages/search.asp hope this helps

I really think you should speak yo your IP first John. I stand to be corrected but thought it was all your disposable income less £20. You would be on a nil tax code for this tax year but you would have to pay over the equivalent amount of tax to the OR.

I hope so Foggy....

Ooooooh, I feel a little drink coming on[:)]

I am sorry that you feel like this Disappointing, however my experience was not like that at all. My IP and her team could not have done more for me.

Good luck Chris, I'll be waiting for your positive post xx

I have heard people say before that sometimes it took 2/3 attempts, worth a few more goes another day....