Kala Xristouyenna, to all of you and i hope that you have a lovely time, me i will especially knowing that there won't be any horrid surprises on the doorstep come january. Take care one and all, be safe and don't drink too much of that falling down water.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
