You could consider a one off payment IVA. Basically, through the IP, you approach your creditors and say " I am willing to make the ultimate sacrifice of selling my home to pay you as much as I can" and offer a suitable figure, after working out what you can afford after expenses, future deposit and moving costs, allowing a little space in case you don't get the full asking price.
I would suggest talking over this as a possibility, which the IP might or might not think is a good idea, as it will, of course, all depend on your whole set of circumstances as to the best way forward.
Do chat to a few firms, as they tend to work differently ( and not always in your favour). A look around the forum will throw up names and experiences.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014