Did an F&F last year. Received completion certificate. Credit file now all clear of defaults etc. I then receive a letter from a company stating that they have bought over my debt acknowledge that I was in an IVA and they would contact Credit fix to receive future payments. What is going on here. How can my debt be sold on when my iva has been settled for over 12 months. Thanks for any advice.
Don't worry - this is just an oversight on their part and I would either ignore it, send it to Credit fix or send a copy of your completion letter to them.
There is nothing they can do.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Debts are sold in large parcels and this is not uncommon. I agree with Kallis that there is nothing to be worried about but send a copy of the final report to the debt purchaser.