I just wanted to have a moan, have received my proposals for signing but at the same time have found out i have to have a biopsy as i may have breast cancer am not thinking straight, shall i wait for the biopsy results before sending back the proposal or shall i sign them anyway as i will still need to sort out my finances??
Claire I am so sorry to hear that and I have everything crossed that it all turns out to be benign.
If you have read the proposal properly then sign it and send it back. If you can get your finances sorted it is one less thing to worry about.
Thinking of you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's up to you and if you want to wait then I think that's fine as you're not thinking straight and after the biopsy things will become much clearer. Why not have a word with your IP and tell them you're not thinking straight etc.,
You will still need to sort finances I do agree but worth a word with IP to just clarify as in the unlikely event you will need further treatment, would you be able to fund the IVA or would another debt solution be more suitable?
All the best with the biopsy xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Hi Claire - sorry to hear about your health issues. I hope all goes well for you.
As Lesley says - if you have to have time off work, are you covered for sick pay etc? I would definitely have a word with your IP. Maybe you can sign it and they could hold it for you while you wait for the result of your biopsy?
I would involve them in your decision making as you will be working with them for the next 5 years so being honest up front is a great way to start.
You could still send it, even if it went through, as with most contracts you have about 2 weeks 'cooling off' period anyway once its been agreed - or at least I did....
You could sign the proposal and send it back and ask your IP to hold fire at the moment before fixing a meeting date. That way, once you've got your head round things, it shouldn't take long to sort a date out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
hi all, thank you so much for your kind comments and advice.Had my biopsy today, two weeks until the results. I will sign the proposals and ring my IP, if i do need time off work i get 6 months full pay, so thats good news. thanks again xx
I have everything crossed that the results will be in your favour.
Just speak to your IP and keep them up to date with things.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi - I'm sorry to hear about the biopsy. I have my fingers crossed it's benign. Take your time reading the proposal and read through two or three times - particularly as you have so much else on your mind. Maybe a friend with your best interests at heart can have a read too? x
am not thinking straight, shall i wait for the biopsy results before sending back the proposal or shall i sign them anyway as i will still need to sort out my finances??
