I agree her money should be hers to do as she wishes, I think the point that they are lookng is that the wife is paying her share into running the home, rather than the husband running the home and then declaring what is left is disposable income.
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Now that all the facts are here I agree that Catflap should have no problem with this.
Whilst it is usual to pro rate the contributions to household expenditure based on gross income of the respective parties - where there are changes in matters as to new car (as old one no good) or changes in other aspects of income (change in childs tax credit) all of these factors should go into the equation. And the fact that the new car is used more by you etc etc are pertinent information which should be given to your IP.
Your wife can do what she wants with her income -no one is saying otherwise and Kallis3 and I disagree on this point BUT it might have a material affect on your IVA which you want to succeed, creditors want to see succeed and your IP wants to see it succeed - surely your wife wants to see it succeed as well.
In your case now that the full facts are clear I don't think you'll have a problem.
However
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
And the fact that the new car is used more by you etc etc are pertinent information which should be given to your IP.
I didn't actually mention the fact that I have to use the vehicle now in my letter (think I have covered everything else though), do you think I definitely should mention this as well? (will need to unseal the envelope but I haven't poseted it yet so there is still time)
I have a personal input, being in that position myself whilst hubby was in an iva.
I had no problem paying my contribution to the household income but anything over and above that, I believe was mine to spend as I wished. In our circumstances, I put the majority of my DI into the IVA, through choice, even though I did not benefit from all the credit gained!
Now hubby has gone BR -, I still pay my way towards the house and expenditure but the OR has not asked to see my payslips ( nor would I show them)
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
