I definately allow smokers to have an allowance for cigarettes in my IVA proposals, and a reasonable amount is generally accepted by creditors - although you should use the IVA as the excuse to give up for health reasons!
Hi
Yes they will, it is unreasonable for creditors to expect you to stop smoking straight away.
They may ask you to cut down, a reasonable request given the circumstances
Regards
Some companies do give a smoking allowance - some don't.
I am an ex-smoker myself and managed to give up quite easily by myself, but do know how difficult it can be to stop.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
hi, my husband was told that he could not have an allownace for cigs, although he had gone from smoking 20 a day, down to buying baki instead, which cost him around £12 a week. so he went to the nurse and has now been smoke free for 9wks, but he does get an allowance for prescriptions which cover the cost, maybe SMOKEY you could try the nurse too, just think of the health benefits, but obviuosly we all have to make our own choice's, anyway goodluck and good health.
