It's not easy to stop smoking or drinking and I speak as an ex smoker. I still fancy a cigarette from time to time, but haven't had one for about 13 years now.
Each IVA is individual and we all have to make some sacrifices.
My dogs aren't one of them though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have Lloyd to snuggle up under the bed clothes and keep my feet warm.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk