Once your credit file has cleared up you can get a mortgage. This would be six years from the date the IVA was accepted and use a specialist at the time who will know where to place the mortgage.
Its harder for people with good credit history to secure mortgages these days so dont expect it to be easy but it is possible with a decent deposit to secure lending for a home.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Should you be able to get a normal high street mortgage once your iva is complete and credit files etc have been tidied up or will it have to be a specialist lender?
Hi Hayley,
As the others have said, this is not easy, but it can be done, we have helped many of the forum members obtain mortgages.
Please contact me to discuss your own position, my details are under the Experts tab on the left hand side
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?