So will getting a mortgage be hard to get even after IVA completed ?

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Hayley.09

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Post by Hayley.09 » Thu Nov 14, 2013 12:20 pm
So will getting a mortgage be hard to get even after IVA completed with no defaults and remover from credit file?
 
 

Michael Peoples

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Post by Michael Peoples » Thu Nov 14, 2013 12:43 pm
Once your credit file has cleared up you can get a mortgage. This would be six years from the date the IVA was accepted and use a specialist at the time who will know where to place the mortgage.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

plasticdaft

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Post by plasticdaft » Thu Nov 14, 2013 7:45 pm
Its harder for people with good credit history to secure mortgages these days so dont expect it to be easy but it is possible with a decent deposit to secure lending for a home.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

lloyd01

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Post by lloyd01 » Thu Nov 14, 2013 10:06 pm
Should you be able to get a normal high street mortgage once your iva is complete and credit files etc have been tidied up or will it have to be a specialist lender?
 
 

luluj

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Post by luluj » Thu Nov 14, 2013 10:56 pm
Have a chat with Ryan or Shaun our mortgage experts on the forim ... They will give specific advice based on your circumstances.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Michael Peoples

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Post by Michael Peoples » Thu Nov 14, 2013 11:12 pm
You can get a mortgage with a High Street lender but not all of them.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Ryan

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Post by Ryan » Fri Nov 15, 2013 9:30 am
Hi Hayley,
As the others have said, this is not easy, but it can be done, we have helped many of the forum members obtain mortgages.
Please contact me to discuss your own position, my details are under the Experts tab on the left hand side
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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