Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
I must admit that Barclays were very good with us when we banked with them.
They allow you a small amount of leeway if you accidentally go overdrawn, and due to a DD going out which I wasn't expecting (one of the quarterly ones which I had forgotten about), it went slightly over and they charged us £30. I spoke to them, explained what had happened and they refunded the charges with no argument.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have just changed to Think and I have found the staff great very happy to help. Had one glitch but it was sorted very quickly and had a follow up call to check I was happy with the way it was dealt with. (sadly can't use the Co-Op as they are one of my creditors) But would recommend Think Banking as you have 2 accounts one for Bills and a card account money any money not needed for bills. So what you have on your Maestro card is yours no more thinking has that DD or DO been paid and therefore can I spend that much. Also has on line banking and text messages.
Janet
Nothing you can buy feels as good as not being in debt.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I think it is £12.50 - or at least it was when someone last posted about it on the forum. I think Andy Davie has the details of this account if you contact him David.
It also costs £25 to set up, and an additional card for your spouse is an extra £5 a month.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I'm surprised HSBC have left your account open. First Direct gave me a month to find another bank in 2007 - I'd been with them for almost 15 years and that counted for nothing.
To say I was disgusted was an understatement, but my account now runs better than a lot of other people they still count as customers, I suspect - only I'm with the Co-Op !!!
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.
my old account with lloydstsb have still kept my account open even tho they were included in my iva(overdraft and cc)
they still charging me overdraft charge and monthly premier account charge.
my ip knows and was supposed to sort it out but every month out it goes.
oh well its not costing me so im not too concerned.
i wonder why they never shut account down?
cc received 6th January 2014 now upwards and onwards
Barclays kept our account open, but hubby didn't have them as a creditor and it was only Barclaycard with me. Never had an overdraft with them.
I shall leave it and if they don't close it, I shall revert back to that at the end of the IVA as it is a full account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
