Ok, ladies and gentlemen ... some feedback for you.
Just had a call with Amy Reddy at Blair Endersby and I am pleased to report that she along with Antoinette Thorpe have completely turned this around and 110% restored my faith in their company. I will not go into the specifics but having worked all the figures out they are more than happy to put a variation to my creditors WITHOUT a 1 year extension. They have also re-calculated my payments to now be £400 instead of £680 ... Yes, you read that right, £280 less than I am paying at the minute! And to top it off they have kindly agreed to a payment break for one month to enable me to get back on track with my finances. Obviously this needs approval by the creditors so I am not out of the woods yet but this is a huge step forward from the stressful position I was in 24 hours ago.
If this gets approved, this is a huge weight of my shoulders and will enable me to live without the worry of having zero money. I know nobody on this forum knows me but I am a very honest person and will always pay my way. Not once have I tried to get something for nothing or ever stolen anything .. I am one of the honest people you will ever meet and like I said before all I want to do is repay back some of what I owe. Believe me, this has been a huge learning curve for me and I will never get into this predicament ever again.
I want to end this post by thanking Antoinette Thorpe and Amy Reddy at Blair Endersby. Their combined efforts have turned this issue round and more and I cannot thank them enough.
I am pleased that action has been taken against the people I have previously been dealing with but I hope they take their telling offs as a little reminder to have respect and empathy for the people they are speaking to and that we are not just a name on a list.
If my variation gets approved, I will be mostly sticking a Blair Endersby flag on my chimney!
Thanks also to everyone who replied, including the regular forum users and IPs.
From a very relieved and pleased, Andrew!