sadsack
Do you know about the prepay cards??? There is one that I have and you dont need a debit card to get one either.
www.myclashplus.com
Its not free though, read the terms and conditions
I have the same problem with no card, Lloyds cashcard account, you can only withdraw money from lloyds machines. (running out of petrol trying to find one is fun, also being mugged with all the cash is too, believe me I know) So I went into the shiny new co op bank thats just appeared in my little town and I have opened a new account with them; it comes with electron visa card, internet banking and withdrawals from any link machines. Pure joy. I told them my circumstances, debt, etc etc and they were very nice to me, even gave me a cup of tea. We dont have congenstion charges where I have the cheek to exist, so I really cannot identify with that. I hope this helps. Good luck
LILY
I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.