standing-order on my account referenced 'IVA'

[steve.j]

[quote]Originally posted by lily

I was totally honest about the debts with coop and they were really nice to me.

lily

I'll try the honest approach then.

Steve.

[Skippy]

I told them I was BR and they were fine - unlike Lloyds TSB!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[lily]

Good luck steve, go in person though, they tried me with a 'normal account' I said I didnt want this and promptly failed the credit score, then I was offered a cashminder account. I am very happy with it, online banking, visa electron and withdrawals from any link cssh point.

lily

[sonyse2t5]

When the IP set up the DD mandate for me, it had the IP'S name as REFERENCE and his account number and that was it.I think it is silly if your IP made that IVA as reference for the payment...its all about confidentiality!!

[pixie]

I was told to set mine up as 'supervisor of iva' I didn't really want it to say that but I did as I was told! I even added my reference number to it!!
Has anyone had any problems with Barclays closing accounts? I don't really want to mess about changing again.

[lily]

In my experience of being a member of this forum for 12 months, I have only seen First direct and HSBC, who are connected asking those in IVA's close accounts.

You should be fine with Barclays they are on the list of banks that offer services to undischarged BR's


lily

[nic_23]

Does anyone know what northern rock are like about people who are going into an iva,im currently with lloyds who are my bigest creditor and have been advisd to open a basic account elsewhere while proceedings are being sorted.I have just applied for a basic acount with cash card only,no overdraft or credit from them.

[MelanieGiles]

I don't think that Northern Rock offer bank accounts - but I could be wrong.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[nic_23]

Ive just applied for there most basic account with a cash card and i can get direct debits and standing orders on it too. Ive just rang up and ive been accepted but I didnt tell them my reasons for opening it (my pending iva)just wondering if theyll give me notice to close it once they find out,they arent one of my creditors so hopefully itll be ok!