Post
by
ruby » Mon Jul 02, 2012 10:26 pm
I am sure there are a lot of people on this forum that dont post, but they are here to read other peoples stories, to find advice and to just realise there are a fair amount of people in the same situation. I was one of those. I joined in 2007, I didnt post, I just came and read and then I eventually took the plunge and began the iva journey. It is a big decision, but if you're here reading the forum then you have a debt problem. Deal with it sooner. Dont delay, it wont get better. Now, I am one payment from the end of my 5 years, (2 days before i'm 40). In 25 days time I will be debt free and a fair few quid better off each month. What a sense of achievement to begin the next chapter of my life. So, please, make a call. Sort it out. Making that first call was one of the best things i'd done in my life. You will sleep better, you will have a focus and a light at the end of the tunnel, it might be a small one to start with but month after month, year after year, that light grows. Trust me, can you beleive it's July already....well that's how quick the time goes. It really does fly by. Thank you to everyone that posted in 2007 and unknowingly helped me. Good luck to all those starting out. AND make that call to all those reading this and wondering what to do!!