Once your 6 years is up, you will need to check your record to make sure all defaults have fallen off as well, if not, you will have to make sure that you get them removed by the creditors.
You can then start to rebuild your credit record.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk