Good evening,
It's now November, and 2007 is almost upon us!
Christmas is an expensive time of the year and It is natural that you are feeling slightly depressed as far as your finances.
All too often, the holidays seem to come and go in a flicker of an eye leaving us wondering if we even had a celebration at all.
Take the time to visit with others whom you do not get to see very often. Spend time with the elderly in your family. These will all be your cherished memories of the loved ones in your life that no gift can replace.
It is important that you stick to your IVA payments. Do not allow yourself to backslide.
Plan your budget to take into account the due dates for different bills, mortgages, personal loans and other financial obligations. In short, stick to the agreed monthly payments that you have reached with your creditors. If you fail to do so, you will find yourself in a worse financial position than when you started your IVA.
All the best,
For more information about IVAs, please visit my website:
www.supersonicsquirrel.net