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StupidAgain

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Post by StupidAgain » Fri Nov 02, 2012 7:09 pm
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Hi All

Havent been on here in what seems like months.

My IVA has been approved im so happy, had to have a modification though of 6 years not 5 but with the level of debt and the amount we are paying back that is fantastic news and we are more than happy, in fact we are ecstatic!!!

When the journey began here was my first port of call and everyone was so friendly and helpful and i cant thank you all enough.

Things are definitely on the up now, new job, new life, new sense of freedom.

Still getting stupid payday companies telling me i need to pay them though as they dont enter into these things and they will take me to court, i laugh at them and tell them to try it lol.

Love to you all
Adele
The journey has officially begun
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Shining

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Post by Shining » Fri Nov 02, 2012 7:16 pm
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Brilliant news well done! x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MerlinL14

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Post by MerlinL14 » Fri Nov 02, 2012 7:16 pm
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Hope it is a happy, trouble free journey and congrats.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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Niobe

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Post by Niobe » Fri Nov 02, 2012 7:16 pm
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Congratulations, really pleased for you.
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Foggy

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Post by Foggy » Fri Nov 02, 2012 8:35 pm
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Well done, Adele. Keep smiling and keep in touch :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Fri Nov 02, 2012 11:19 pm
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Great news ...the journey to debt freedom has clearly started !!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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MrsKnight

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Post by MrsKnight » Sat Nov 03, 2012 6:02 am
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Congratulations Adele & hello from me!

The pay day loan people sound like they think there invinceble!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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kev59

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Post by kev59 » Sat Nov 03, 2012 8:45 am
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well done,
IVA now over with and it was worth it.
now starting my life again,
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libertyfund

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Post by libertyfund » Sun Nov 11, 2012 9:26 pm
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Congrats, i love that you can tell the payday loan people what they can do. I realise ultimately we play a pretty big role to play into getting into financial difficulty (not all)however i think places like that will find a lot of their customers will be telling them the same as you. Forget about them and look to start your next chapter.
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lem

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Post by lem » Sun Nov 11, 2012 9:49 pm
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Great news Adele, hope you're celebrating tonight xx
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MelanieGiles

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Post by MelanieGiles » Sun Nov 11, 2012 9:58 pm
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Great to see another forum poster getting accepted. Well done to all concerned
Regards, Melanie Giles, Insolvency Practitioner
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clee123

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Post by clee123 » Sun Nov 11, 2012 11:03 pm
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congratulatulations - It is such a relief, I wish I had done it earlier, instead of "sand " - "head" and bury!!!!
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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Foggy

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Post by Foggy » Mon Nov 12, 2012 1:13 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by clee123

congratulatulations - It is such a relief, I wish I had done it earlier, instead of "sand " - "head" and bury!!!!
Clee ... I think most of us have spent some time playing in the sand [:D]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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clee123

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Post by clee123 » Mon Nov 12, 2012 9:32 pm
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hahahah Yes!
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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