suicide is not the answer

[moretolife]

i make no apologies for the title of this thread......
i read an article in todays WOMAN magazine about a young family ...where the husband committed suicide because of debt......

please can i encourage anyone who is feeling such a depth of despair re their debts to reach out to get help...there is an answer......even posting on this forum can give you a support network to help ease you over that crushing feeling of hopelessness

i have blogged at length on this subject so please feel free to read if you have time

my thoughts and prayers are with everyone who is feeling that life isnt worth living because of debt....IT IS....keep going ..please.....

[plasticdaft]

It really is so importnat for people in debt to not feel alone. Talking to anyone can help.

Not sure but could it be possible to have a samaritans or similar helpline number advertised on this site???

[KLG2002]

I completely agree, my mother commited suicide due to ill health leading to financial uncertainty. She needed a double knee replacement and had various debts (mainly loans) but would not have recieved sick pay. She loved her house and said she would never leave it unless it was in a box (well she got her wish) I only wish I knew then about IVA's and it makes me feel angry that 6years ago information wasn't more easily accessible. Her situation made her very depressed but I guess sometimes people need more than a tablet to help them. she was 52 and noone should feel that death is the only way out. It saddens me to think that social stigma relating to financial failure has a bigger impact on the actions of some people than the love of friends and family. I personally can only echo the message of the Original poster. Suicide is not the answer, a house is nothing but bricks and mortar it is far more important to look at the bigger picture and really it is far more important to do whats right for the loved ones in your life and not creditors, suicide makes any payment protection invalid and so doesn't leave your family in a better financial situation, just in debt and grieving for losing someone who played a big part in their life ( even though it was 6years ago I still ask myself how she could take such drastic actions,how low she must have been, did she not love me and did she ever love me and it made me feel so worthless in that couldn't do anything to help)
So please if anyone has ever thought of suicide to resolve financial failure, don't... its a permanent solution to a non permanent situation. seek both advice for both your debt and your health.

KLG

[emma_t]

What a sad post KLG2002, you have my sincere sympathies.

A year ago I was thinking it was the only way out as did not want to disapoint my family and I felt a total faliure. If it was not for this site who knows what could have happened?
The people left behind after suicide are always left looking for answers and it must be a devastating thing to live with.

No problem is insubmountable and there is always an answer to debt problems, they may not be easy answers but they are there.
I owe a great deal to this site and a year on I am a totaly different person with a happy life,

Love to all
Emma xx

[chardonnay]

I can only echo the previous posts. My storey is so related to this post. Six months ago I was on the verge of desperation and this site saved me.
The friendship and support I have recieved have been of a level and value beyond mere words. Those of you who know me arealready aware of how my life has changed and for those of you who dont:
I have come from the depts of despair, lonliness and desperation to a wonderful place!!
I am now back at home in my house (for now which is fine), I am in love, engaged and loking forward to a summer wedding in 2009.
For anyone out there feling at their lowest point, take comfort from my storey, there is life during and after an IVA. Accept the support, love and advice from friends and family, this site any anywhere you can find it.
We are all in this together and you will never e alone..... Money is not everything, you can be happy and survive on a budget.
Love Chardonnay x

[hymers]

I agree I know how bad it feels prior to seeking an IVA it's not good - PLEASE POST COMMENTS there are lots of peole in similar situations who may be able to put your mind at rest or reassure you

[whoswho]

It is a shame that some people take this path, trouble can be knowing where to go when in debt, so many people slag off all companies that could possibly help by accusing them of being out to do nothing other than make money out of your missery, perhaps good companies who really can help need to catch a break? There is a way to get through debt and IVA's are not the only solution, not everyone realises this.

I hope anyone in debt and feeling really low just try and have some faith and seek advice from a reputable source and dont just get one opinion from one place shop around for advice.