swapping to iva when i am back at work full time

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kim.w

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Post by kim.w » Wed Aug 20, 2008 10:40 am
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Hello

I am currently on a dms as i am pregnant, i will be swapping over to a iva when i am back at work full time, Can i still get a mortgage with my new partner and does this affect his credit rating if he does this with me?

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MelanieGiles

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Post by MelanieGiles » Wed Aug 20, 2008 12:39 pm
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Hi Kim

You may be able to get a mortgage whilst you are in an IVA, but will need a deposit of 15-20% in today's current market. Do you already have a mortgage, or are you looking to buy a new property?
Regards, Melanie Giles, Insolvency Practitioner
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