taken the big step

[kerrie2]

Hi guys
just to let you know that ive taken that all important step and called a company and just waiting a call back
so wish me luck along my bumpy journey.
today im feeling very positive and hopefully this will get better
keep you all posted to what happens
kerrie
x [:I][?]


kerrie kirkham

[lily]

Good luck, glad youre feeling positive.

lily

[Skippy]

Good luck Kerrie - you sound a lot brighter today. Good luck, and please let us know how you get on x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[iva_squirrel]

Hi kerrie,

Good to know that you have taken the first step. I wish you all the best.

Regards,
Michelle P.

[mikebdomain]

Well done Kerrie - big move forward, do keep us posted - and best of luck.

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
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[kerrie2]

Thanks guys i wll keep you post.
love to you all.
kerrie
x

kerrie kirkham

[Lisa2009]

Good luck Kerrie its nice to see you seem a bit brighter.
Hope all goes well for you.

[Oliver]

All the best Kerrie looking forward to reading your updates.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[jasperyogi]

Well done kerri, the hardest part is over now. I was in a mess a couple of months ago, started a DMP then changed to an IVA just 3 weeks ago, so I know how your feeling, but now I'm 99% back to my old self! I dont snap at the kids for silly things now and my hubby says the fangs and horns are disappearing! so it will get better, I promise. BEST OF LUCK OK x

Why spend life worrying...when you can spend it smiling!!

[kerrie2]

hi guys
well ive had an interesting day but as ive said im quite positive today.
my outcome is that im thinking seriously about declareing myself br
skippy were do you get the forms from and how do you go about it?
kerrie
x

kerrie kirkham

[MelanieGiles]

Hi Kerrie

You can download the bankruptcy forms from the Insolvency Service's website using the follwoing link

https://www.insolvencydirect.gov.uk/isolv

You will need to fill out the forms and ring your local Court for a hearing date. There is a fee of £485 to be paid in cash at the Court on the day of your application.

Good luck


Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[Skippy]

I filled the forms out online and I'm glad I did - you can save them as you go along and amend them should you need to.

Good luck Kerrie, and if you have any questions please ask x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[kerrie2]

skippy,
if i go br ive read that you have to pay at the court is this true its around 450.00
how can i pay this? i cant afford this i thoyght the idea of going br was to free you from debt
regards kerrie
x

kerrie kirkham

[MelanieGiles]

The cost is £485 Kerrie, and needs to be paid in cash.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[Skippy]

It's ridiculous - we are up to our eyes in debt but have to pay nearly £500 to do something about it!!! I was in an IVA so I stopped paying that and saved the money over a couple of months.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/