Tax Credits, advice please

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Honeybee1980

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Post by Honeybee1980 » Thu Jul 06, 2017 10:16 am
We have just received a notice from Tax Credits that we owe them £2700 in overpayment.
I started employment in February 2016 and my little boy then went into nursery so we applied for child tax credits. My hubbie rang them up in February 2016 to advise of the additional income and childcare. However, when he logged online to change our address in November 2016, he noticed that our income was not updated and we were since investigated and had our child tax credits stopped from Nov 2016.
When he did the renewal in June 2016, there was no option for mentioning the additional income again, just to put in our earnings for 2015/2016 which he did.

So what I don't understand is why we are being charged for their mistake (which is not updating our details as requested when we called in Feb 2016). I called them yesterday and said that I want to listen to his call in Feb where it proves he advised them of the changes. They have asked us to appeal online but say that as far as they can see, they are in the right and it doesn't look like our appeal will be successful. How can they get away with this when we have always updated them with every change that has taken place? We have been struggling with the loss of child tax credits along with our IVA, just getting by and now they want us to pay them :-(

Any advice will be highly appreciated.

Thank you

Foggy

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Post by Foggy » Thu Jul 06, 2017 10:56 am
I am afraid that Tax Credits advice is beyond the remit of this forum. However, you should discuss the changes in income and childcare expenses with your IP so that, at least, your IVA payments are kept in order.

I would suggest a chat with CAB regarding raising a dispute with HMRC, or even approaching your local MP.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Honeybee1980

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Post by Honeybee1980 » Thu Jul 06, 2017 10:59 am
Thank you Foggy. I don't see that we have much chance but if we don't try, nothing achieved.

Foggy

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Post by Foggy » Thu Jul 06, 2017 11:51 am
I hate this "progression" towards electronic communication ... firing information off into the ether, with no real confirmation of it getting to where it was intended. I must admit I still write to HMRC, although I have an online account.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Michael Peoples

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Post by Michael Peoples » Thu Jul 06, 2017 12:00 pm
I know people who have had their overpayments waived by proving it was an HMRC error. Provided you notified them of any changes and they failed to action this information then the mistake lies with them. They will always try to avoid blame but if you can show it was their error then you can get the overpayment waived. Foggy's recommendation of the CAB is a good one.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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