I would like to say a big thank you to you all for replying to my posts and giving me some food for thought on weather an Iva was right for meand my husband. After speaking to money expert i was really unsure about what they were telling me and deided to do my own research on the web and i can across this forum. Thank god i did....after all your wounderful advice on here i have spoken to andy davie and we are now doing a DMP as a IVA is not right for us at the moment.
Once again thank you for all your help so far and im sure the help i will get in the future.
Don't forget you can visit www.iva.com to review firms that can give you top notch advice. Well done Andie.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk